Right to Buy

The longer you have been a tenant, the bigger the discount you get on the market value of your home.

You qualify for a different discount depending on whether you're looking to buy a house or a flat.

House

If eligible, you qualify for a 35 per cent discount on a house if you've been a public sector tenant for three years. The discount remains at 35 per cent until you have had a public sector tenancy for five years.

After five years, the discount increases by one per cent for every extra year you've been a public sector tenant, up to the maximum of 70 per cent or the maximum discount cap (whichever lower).

Flat

If eligible, you qualify for a 50 per cent discount on a flat if you've been a public sector tenant for three years. The discount remains at 50 per cent until you have had a public sector tenancy for five years.

After five years, the discount increases by two per cent for every extra year you've been a public sector tenant, up to a maximum of 70 per cent or the maximum discount cap (whichever lower).

If you're considering buying your home under Right to Buy, you're likely to need a loan or mortgage. 

The Government has published a guide for tenants considering applying for a mortgage in order to purchase a home under the Right to Buy.

• Download Right to Buy Mortgages - Know The Facts

Before contacting us to start the application process, you'll need to make sure you have the following:

• photograph ID, proof of signature and proof of your address
• further proof of address for the last year for your family members
• proof of relationship between tenants and family members
• proof of previous tenancies

Please read the government guidance on Right to Buy.

View the Government guidance on Right to Buy (external link)

When you're ready to make your applications, please email your completed RTB1 form to housingservices@rugby.gov.uk or submit it in person at the Town Hall in Rugby.

When we receive your completed application form, we'll contact you to arrange an interview and check you have the necessary proofs listed on the 'What do I need before making an application?' page.